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Subject: =?utf-8?Q?Will=20You=20Outlive=20Your=20Income=3F=20The=20Barretts=20Asked=20the=20Same=20Question?=
From: Josh Whelan | Alterra Advisors <hello@alterraadvisors.com>
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To: <kelly.andrews@tessol-inc.com>
Date: Thu, 28 Aug 2025 20:14:23 +0000
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Hi kelly=2C

When you picture retirement=2C what questions come to mind?
* Will we outlive our income?
* Can we buy our dream home without fear of running out?
* Will taxes take more than their fair share?

The Barretts had the same concerns and no clear answers. In this week=E2=
=80=99s article=2C see how they turned uncertainty into clarity by:
1. Mapping out exactly how much income they could rely on each month
2. Creating a tax-smart plan to keep more of what they=E2=80=99ve earned
3. Structuring their finances to make the dream home purchase possible

Read More: How the Barretts Turned Their Retirement Dream Into a Reality=
=E2=80=94with the Right Plan (https://alterraadvisors.com/retirement-dream=
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Their story shows that with the right plan=2C your retirement dream can fe=
el less like a question mark and more like a confident next step.


** Josh Whelan
Partner | CMO | Financial Advisor
------------------------------------------------------------

425.749.3300  |  josh@alterraadvisors.com (mailto:josh@alterraadvisors.com=
?subject=3DRegarding%20the%20article)
Alterra Advisors  |  alterraadvisors.com


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ng=3D"0" width=3D"100%" style=3D"width:100%;">
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=09=09=09=09<![endif]-->
                <table align=3D"left" border=3D"0" cellpadding=3D"0" cells=
pacing=3D"0" style=3D"max-width: 100%;min-width: 100%;border-collapse: col=
lapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 10=
0%;-webkit-text-size-adjust: 100%;float: left;" width=3D"100%" class=3D"mc=
nTextContentContainer">
                    <tbody><tr>

                        <td valign=3D"top" class=3D"mcnTextContent" style=
=3D"padding: 0px 18px 9px;color: #3F5568;font-family: Arial=2C &quot;Helve=
tica Neue&quot;=2C Helvetica=2C sans-serif;font-size: 14px;line-height: 20=
0%;text-align: left;mso-line-height-rule: exactly;-ms-text-size-adjust: 10=
0%;-webkit-text-size-adjust: 100%;word-break: break-word;">

                            <div style=3D"padding:20px 30px 30px 20px; dis=
play:block;">
<p style=3D"text-align: left;color: #3F5568;font-family: Arial=2C &quot;He=
lvetica Neue&quot;=2C Helvetica=2C sans-serif;font-size: 14px;line-height:=
 200%;margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-siz=
e-adjust: 100%;-webkit-text-size-adjust: 100%;">Hi kelly=2C<br>
<br>
When you picture retirement=2C what questions come to mind?</p>

<ul>
=09<li style=3D"mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-=
webkit-text-size-adjust: 100%;">Will we outlive our income?</li>
=09<li style=3D"mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-=
webkit-text-size-adjust: 100%;">Can we buy our dream home without fear of=
 running out?</li>
=09<li style=3D"mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-=
webkit-text-size-adjust: 100%;">Will taxes take more than their fair share=
?</li>
</ul>
<br>
The Barretts had the same concerns and no clear answers. In this week=E2=
=80=99s article=2C see how they turned uncertainty into clarity by:
<ol>
=09<li style=3D"mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-=
webkit-text-size-adjust: 100%;">Mapping out exactly how much income they c=
ould rely on each month</li>
=09<li style=3D"mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-=
webkit-text-size-adjust: 100%;">Creating a tax-smart plan to keep more of=
 what they=E2=80=99ve earned</li>
=09<li style=3D"mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-=
webkit-text-size-adjust: 100%;">Structuring their finances to make the dre=
am home purchase possible</li>
</ol>
</div>

                        </td>
                    </tr>
                </tbody></table>
=09=09=09=09<!--[if mso]>
=09=09=09=09</td>
=09=09=09=09<![endif]-->

=09=09=09=09<!--[if mso]>
=09=09=09=09</tr>
=09=09=09=09</table>
=09=09=09=09<![endif]-->
            </td>
        </tr>
    </tbody>
</table><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"1=
00%" class=3D"mcnButtonBlock" style=3D"min-width: 100%;border-collapse: co=
llapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 1=
00%;-webkit-text-size-adjust: 100%;">
    <tbody class=3D"mcnButtonBlockOuter">
        <tr>
            <td style=3D"padding-top: 0;padding-right: 18px;padding-bottom=
: 18px;padding-left: 18px;mso-line-height-rule: exactly;-ms-text-size-adju=
st: 100%;-webkit-text-size-adjust: 100%;" valign=3D"top" align=3D"center"=
 class=3D"mcnButtonBlockInner">
                <table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" cl=
ass=3D"mcnButtonContentContainer" style=3D"border-collapse: separate !impo=
rtant;border-radius: 4px;background-color: #F7A90B;mso-table-lspace: 0pt;m=
so-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust:=
 100%;">
                    <tbody>
                        <tr>
                            <td align=3D"center" valign=3D"middle" class=
=3D"mcnButtonContent" style=3D"font-family: Arial;font-size: 18px;padding:=
 18px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-tex=
t-size-adjust: 100%;">
                                <a class=3D"mcnButton " title=3D"Read More=
: How the Barretts Turned Their Retirement Dream Into a Reality=E2=80=94wi=
th the Right Plan" href=3D"https://alterraadvisors.us10.list-manage.com/tr=
ack/click?u=3Dcfb4eb1731f4e824a4f96b2d6&id=3Dd1625268fd&e=3D0e5d745ff0" t=
arget=3D"_blank" style=3D"font-weight: bold;letter-spacing: normal;line-he=
ight: 100%;text-align: center;text-decoration: none;color: #FFFFFF;mso-lin=
e-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust=
: 100%;display: block;">Read More: How the Barretts Turned Their Retiremen=
t Dream Into a Reality=E2=80=94with the Right Plan</a>
                            </td>
                        </tr>
                    </tbody>
                </table>
            </td>
        </tr>
    </tbody>
</table><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"1=
00%" class=3D"mcnTextBlock" style=3D"min-width: 100%;border-collapse: coll=
apse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100=
%;-webkit-text-size-adjust: 100%;">
    <tbody class=3D"mcnTextBlockOuter">
        <tr>
            <td valign=3D"top" class=3D"mcnTextBlockInner" style=3D"paddin=
g-top: 9px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webki=
t-text-size-adjust: 100%;">
              =09<!--[if mso]>
=09=09=09=09<table align=3D"left" border=3D"0" cellspacing=3D"0" cellpaddi=
ng=3D"0" width=3D"100%" style=3D"width:100%;">
=09=09=09=09<tr>
=09=09=09=09<![endif]-->
=09=09=09
=09=09=09=09<!--[if mso]>
=09=09=09=09<td valign=3D"top" width=3D"600" style=3D"width:600px;">
=09=09=09=09<![endif]-->
                <table align=3D"left" border=3D"0" cellpadding=3D"0" cells=
pacing=3D"0" style=3D"max-width: 100%;min-width: 100%;border-collapse: col=
lapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 10=
0%;-webkit-text-size-adjust: 100%;float: left;" width=3D"100%" class=3D"mc=
nTextContentContainer">
                    <tbody><tr>

                        <td valign=3D"top" class=3D"mcnTextContent" style=
=3D"padding: 0px 18px 9px;color: #3F5568;font-family: Arial=2C &quot;Helve=
tica Neue&quot;=2C Helvetica=2C sans-serif;font-size: 14px;line-height: 20=
0%;text-align: left;mso-line-height-rule: exactly;-ms-text-size-adjust: 10=
0%;-webkit-text-size-adjust: 100%;word-break: break-word;">

                            <div style=3D"padding:20px 30px 30px 20px; dis=
play:block;">
<p style=3D"text-align: left;color: #3F5568;font-family: Arial=2C &quot;He=
lvetica Neue&quot;=2C Helvetica=2C sans-serif;font-size: 14px;line-height:=
 200%;margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-siz=
e-adjust: 100%;-webkit-text-size-adjust: 100%;">Their story shows that wit=
h the right plan=2C your retirement dream can feel less like a question ma=
rk and more like a confident next step.</p>
</div>

                        </td>
                    </tr>
                </tbody></table>
=09=09=09=09<!--[if mso]>
=09=09=09=09</td>
=09=09=09=09<![endif]-->

=09=09=09=09<!--[if mso]>
=09=09=09=09</tr>
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=09=09=09=09<![endif]-->
            </td>
        </tr>
    </tbody>
</table><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"1=
00%" class=3D"mcnTextBlock" style=3D"min-width: 100%;border-collapse: coll=
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tainer">
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8px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-=
size-adjust: 100%;word-break: break-word;color: #202020;font-family: Helve=
tica;font-size: 16px;line-height: 150%;text-align: left;">

                            <img data-file-id=3D"3329670" src=3D"https://m=
cusercontent.com/cfb4eb1731f4e824a4f96b2d6/images/c08ae895-5025-4c96-a768-=
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in: 0px;outline: none;text-decoration: none;-ms-interpolation-mode: bicubi=
c;" width=3D"160">
<h3 class=3D"null" style=3D"display: block;margin: 0;padding: 0;color: #20=
2020;font-family: Helvetica;font-size: 20px;font-style: normal;font-weight=
: bold;line-height: 125%;letter-spacing: normal;text-align: left;"><span s=
tyle=3D"color:#3f5568; font-size:18px"><span style=3D"font-family:georgia=
=2Ctimes=2Ctimes new roman=2Cserif">Josh Whelan</span></span><br>
<span style=3D"color:#3f5568; font-size:12px"><span style=3D"font-family:a=
rial=2Chelvetica neue=2Chelvetica=2Csans-serif">Partner | CMO | Financial=
 Advisor</span></span></h3>

<div style=3D"background: #cccccc; font-size: 1px; line-height: 1px; margi=
n-bottom:5px; margin-top:10px;">&nbsp;</div>
<span style=3D"font-size:12px">425.749.3300 &nbsp;| &nbsp;<a href=3D"mailt=
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-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-dec=
oration: underline;">josh@alterraadvisors.com</a><br>
Alterra Advisors &nbsp;| &nbsp;<a href=3D"https://alterraadvisors.us10.lis=
t-manage.com/track/click?u=3Dcfb4eb1731f4e824a4f96b2d6&id=3D2abec0ae9c&e=
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ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;fo=
nt-weight: normal;text-decoration: underline;">alterraadvisors.com</a></sp=
an><br>
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